Real Estate

Trends and updates on property markets, including residential and commercial sectors.

Residential

Residential
Investor loans reach record highs in September quarter
New data shows that investor loans reached record highs in the September quarter. The data released by the Australian Bureau of Statistics (ABS) shows that the number of investment loans rose by 13.6% to 57,624. ABS head of finance statistics, Mish Tan said this is the highest level of investment loans since the March quarter in 2022. “Falling borrowing costs and low vacancy rates are favourable conditions for investors,” Tan said. “Strength of lending for investment also pushed the total value of all new dwelling loans to a record high in September.” While first home buyers grew in the September quarter by 2.3% from the previous three months, they fell by 0.23% year-over-year and accounted for 29,637 of all loans for the quarter. Other owner-occupier loans increased 2% on a quarterly basis to 55,171. Landlord loans have steadily grown to take up 40% of total new loans since March 2023 at a faster rate than owner-occupier loans.Credit: ABSThe rapid rise in investor loans has sparked calls for the federal government to force banks to put the brakes on landlord lending. The Reserve Bank recently noted that investor credit was growing at its fastest pace since 2015, having picked up even before the RBA cut int
Residential
Housing prices soar following 5% Deposit Scheme
The expansion of the Federal Government’s 5% Deposit Scheme has led to house prices skyrocketing. National home values rose by 1.1%, which was the fastest monthly pace of growth since May 2023, according to Cotality. This follows accelerating monthly gains since the first rate cut in February, with values also buoyed by seasonality and low levels of stock. Dwellings within the price caps of the 5% Deposit Scheme increased 1.2% compared to 1% for dwellings above. The scheme, which began on 1 October, offers unlimited places with browser eligibility, allowing first-home buyers to secure loans with a 5% deposit and without the lender’s mortgage insurance. The price caps of homes available on the scheme vary depending on location. Houses with an estimated value below the price caps even had a larger outperformance than units. National House values below the caps were up 1.3% compared to units below the caps rising 1%. Properties below the price caps had stronger growth than those above the caps in all capital cities, except the ACT and Hobart. In the regions, VIC, WA, SA and QLD had notably strong outperformance in the low-end of markets in October. Regional NSW had an unusually high monthly price growth of
Residential
Housing value growth reaches fastest pace in over 2yrs
Housing values growth in Australia has surged to its fastest pace in over two years. National dwelling values have surged 1.1% in October, marking the fastest monthly gain since June 2023 and pushing the annual growth rate to 6.1%. This comes as momentum has been growing since the first interest rate cut in February. Cotaility research director, Tim Lawless, said prior to the February rate cut, conditions were losing momentum and even recording flat-to-falling levels through late 2024 to January 2025. “The first rate cut in February marked a clear turning point, with home values moving through a positive inflection across most regions and gathering steam since then,” he said. Monthly gains have been recorded across all capital cities, with the highest gain in Perth (1.9%) and the lowest in Hobart (0.3%). The 1.1% October gain equates to an increase of over A$10,000 in the median dwelling value across the combined capital cities. Since February, capital city dwelling values have grown by 5.9% of around AA$53,700. One of the key contributing factors is housing supply falling well short of demand. At a national level, Cotality’s rolling quarterly estimate of home sales is tracking 3.1% above the previous fi
Residential
US home sales rise in September as mortgage rates dip
United States existing home sales increased to a seven-month high as mortgage rates fell to their lowest point of 2025. Existing home sales rose by 1.5% month-over-month in September, which is the highest level since February, according to the National Association of Realtors (NAR). This comes as the average 30-year fixed mortgage rate dropped to 6.19% for the week ending 23 October, down from 6.27% according to Freddie Mac. This is the lowest level they’ve been in more than a year. The NAR chief economist said the falling mortgage rate and improving housing affordability are contributing to the increase in home sales. "Inventory is matching a five-year high, though it remains below pre-COVID levels," Yun added. "Many homeowners are financially comfortable, resulting in very few distressed properties and forced sales. Home prices continue to rise in most parts of the country, further contributing to overall household wealth." Home inventory in September also rose 1.3% from August and 14% from September last year to 1.55 million. The median sales price for September reached US$415,200, which is 2.1% higher than a year ago, marking the 27th consecutive month of year-over-year growth. The highest month-over-mo
Residential
China's new home sales to drop 8% in 2025: S&P
China’s new property sales are set to drop by 8% in 2025, extending the decline in its real estate market for a fifth year. Nationwide new home sales in the country will be around RMB8.8 trillion (A$1.9 trillion) this year, S&P Global forecasts. S&P Global had projected in May that sales would fall by 3% this year, but China’s government has introduced fewer measures to encourage demand than expected. “Homebuyers' confidence remains fragile. As such, we expect the government could roll out further measures to support demand. However, additional supportive measures may only come gradually, and on a city-by-city basis, in our view,” wrote S&P Global. “In contrast to our previous expectation that China's nationwide property sales may approach stabilisation toward the latter part of 2025, we now believe China's nationwide property sales will continue to moderately decline in 2025 and 2026.” Primary housing prices will fall by 2.5-3.5% across 2025, S&P Global estimates, and by 1.5-2.5% in 2026. New property sales were down 8% to RMB5.5 trillion in 2025’s first eight months, per China’s National Bureau of Statistics. Completed unsold inventory rose from 753 million square metres in December to 762 million square metres in

Real Estate

Residential

Investor loans reach record highs in September quarter

Housing prices soar following 5% Deposit Scheme

Housing value growth reaches fastest pace in over 2yrs

US home sales rise in September as mortgage rates dip

China's new home sales to drop 8% in 2025: S&P

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