Invest better with ASCF

Australian Secure Capital Fund operates three mortgage funds, each tailored to a different type of investor.

Our ASCF Premium Capital Fund offers a return of 6.10% to 6.75%* per annum, with added capital management such as lower loan-to-valuation ratios (LVR) and interest spread protection. The ASCF Select Income Fund provides a return objective of 6.25% to 7.00%* per annum, whilst still maintaining a conservative approach to loan security. Finally, the ASCF High Yield Fund offers our highest return of 6.50% to 7.50%* by allowing a prudent selection of 2nd mortgage loans to be added to the pool.

The Funds earn a return for their investors by lending money invested with them to borrowers seeking short term loans. Each fund has slightly different lending policies, but all loans are secured by a registered mortgage over the borrowers property.

ASCF then pays investors a monthly return from the interest earned on these loans currently ranging from 6.10%* to 7.50%* per annum, depending on the term of the investment and choice of fund.

Unlike peer to peer lending, where investors will invest directly in a single loan, all investments in ASCF funds are spread across the entire pool of loans. This helps to minimise the impact of any losses incurred by a Fund.

ASCF does not provide any construction or development funding to property developers. This risky type of lending runs counter to our goal of providing capital stability and consistent income distributions, and our Product Disclosure Statement (PDS) prohibits us from providing such loans.

Our PDS also prohibits us from making loans to any ASCF directors, shareholders, or associated entities.

Since ASCF was launched in 2016:

• All investors have received their interest distribution every month
• All investors have had their request to redeem funds paid on time
• The value of investors initial investment has remained stable at $1.00 per unit.

Our directors are highly experienced in private lending, having been in the industry since 1997 using funds from high net worth individuals as well as their own personal funds.